If an employee creates marketing materials related to tax refund products, what must they do before use?

Submitting marketing materials for review prior to use is essential to ensure compliance with regulations and internal policies. This step helps to confirm that the content adheres to legal standards, is accurate, and effectively conveys the necessary information without misleading clients or customers.

In the context of financial services and products like tax refunds, there are specific regulations that govern how information can be presented to consumers. By having these materials reviewed, the organization can mitigate the risk of non-compliance, which could potentially lead to legal issues or penalties.

The review process is typically conducted by compliance or legal teams, who are better equipped to identify any compliance risks and ensure that the materials are not only appropriate but also in alignment with the institution's branding and messaging strategies. This thorough vetting process helps maintain the bank's reputation and trust with its clients.